Estate planning is one of those things most people know they should do but keep putting off. If you live on the South Shore — in Rockland, Hingham, Plymouth, Quincy, or anywhere in between — here's what you need to know about protecting your family if something happens to you.

What Happens If You Die Without a Will in Massachusetts?

Dying without a will is called dying "intestate." When this happens, Massachusetts law dictates exactly who inherits your assets — and it may not reflect your wishes. Your estate goes to relatives in a specific order set by statute: spouse, then children, then parents, then siblings. If you're unmarried with a partner, that person gets nothing. If you have stepchildren or a child you want to exclude, you have no say. A will puts you in control.

The Core Documents Everyone Should Have

A basic estate plan includes more than just a will. A Last Will and Testament designates who inherits your assets and names a guardian for minor children. A Durable Power of Attorney names someone to manage your finances if you become incapacitated. A Health Care Proxy names someone to make medical decisions on your behalf. A MOLST or Living Will documents your wishes about end-of-life medical treatment. Without a Health Care Proxy and Power of Attorney, your family may have to go to court to get authority to act on your behalf — a costly and time-consuming process at an already difficult time.

Protecting Minor Children

If you have children under 18, your will is the only place you can name a guardian — the person who would raise them if both parents die. Many parents choose someone and never formalize it. Without a will, a judge decides. Courts generally try to place children with close relatives, but naming your choice in writing ensures your voice is heard.

Is a Simple Will Enough?

For most South Shore families, a straightforward will combined with proper beneficiary designations (on retirement accounts, life insurance, and bank accounts) provides excellent protection. Larger estates, blended families, or business owners may benefit from a trust-based plan that avoids probate and provides additional control.

Estate Planning Doesn't Have to Be Expensive

Many people delay estate planning because they assume it's complicated or costly. At Sofio Law, we work with families throughout Rockland, Plymouth, Braintree, Hingham, and the South Shore to create clear, affordable estate plans tailored to their situation.

Ready to get your affairs in order? Contact Sofio Law — (774) 801-9774 or info@sofio.law